Disclaimer – Berjaya Mutual Sdn Bhd

The access to or use of this website or the investor system shall be governed by terms and subject to conditions including but not limited the following:

Access

System response and access time may vary due to market conditions, system performance, communication lines and other factors. Access to the investor system may be limited during peak demand periods, market volatility or may be suspended in circumstances of system failure, maintenance or repair or for reasons beyond the control of Berjaya Mutual Sdn Bhd (Berjaya Mutual).

Information

Any information or services given or rendered shall not be taken as representing advice from IPAM or an inducement to be relied upon to undertake any transaction and you are to rely at all times on your own assessment of the information and the merits of any proposed transaction. IPAM makes no warranty or representation, express or implied as to the information contained herein as to its accuracy, completeness, timeliness or otherwise.

Limitation of Liability

IPAM shall not be liable for all and any losses, damages, expenses, costs or claims whatsoever, and howsoever caused or arising including but not limited to:

the loss or unauthorised use of access codes;
the unauthorised use of or access to the investor system;
any failure, downtime, crash, breakdown or malfunction of or defects, bugs or glitches in the investor system, any software, computer system or mechanical or telecommunication equipment of IPAM, any telecommunication network operator, any Internet service provider or any operator, vendor, supplier or provider of any communications used by IPAM for the provision of the investor system to you;
any delay, fault, failure or loss of access to or unavailability of the investor system; and any delay or errors in the transmission of your orders or instructions through the investor system.

Linked Web Sites

IPAM is not responsible and makes no representation and warranty with respect to the accuracy, timeliness, completeness, reliability and suitability of the content of this website and any and all web sites and services linked to this website.

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Disclaimer

The information contained in the master prospectus, prospectus, supplementary or replacement master prospectus / prospectus (if any), information memorandum, supplementary or replacement information memorandum (if any), product highlights sheet (collectively referred to as the “Disclosure Documents”), annual report, interim report, quarterly report or fund factsheet is general information only and not intended to be an offer or invitation to subscribe or purchase of securities.

A copy of the master prospectus, prospectus, supplementary or replacement master prospectus / prospectus (if any) have been registered and information memorandum, supplementary or replacement information memorandum (if any) and product highlights sheet have been lodged with the Securities Commission Malaysia. The Securities Commission Malaysia takes no responsibility for the contents and makes no representation on the accuracy or completeness of the Disclosure Documents, annual report, interim report, quarterly report or fund factsheet.

Investors are advised to read and understand the content of the Disclosure Documents before completing the Account Opening Form and Transaction Form and making any investment decision. A copy of the Disclosure Documents is available and investors have the right to request for it. The Disclosure Documents can be obtained from our office, our authorised distributors or representatives. You should also consider the fees and charges involved before investing. All fees and expenses incurred by the Fund(s) is / are subject to any applicable taxes and / or duties as may be imposed by the government or other authorities from time to time. Prices of units and distributions payable, if any, may go down or up, and past performance of the Fund(s) is / are not an indication of its future performance. Investors may not get back to the original cost incurred for the investment. Where a unit split / distribution is declared, the issue of additional units / distribution, the NAV per unit will be reduced from pre-unit split NAV / cum-distribution NAV to post-unit split NAV / ex-distribution NAV. Where a unit split is declared, the value of your investment in Malaysian Ringgit will remain unchanged after the distribution of the additional units. Where unit trust loan financing is available, investors are advised to read and understand the contents of the unit trust loan financing risk disclosure statement before deciding to borrow to purchase units. Investors should be aware of the specific risks for the Fund(s) before investing and rely on their own evaluation to assess the merits and risks of the investment. Specific risks and general risks for the Fund(s) is / are elaborated in the Disclosure Documents. Units are issued upon receipt of a duly completed Account Opening Form and Transaction Form referred to and accompanying a copy of the Disclosure Documents. The Fund(s) may not be suitable for all and if in doubt, investors should seek independent advice.